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A guided financial comparison

Let’s compare the three paths.

Bring the repair estimate you already received. Use ballpark planning numbers where needed; the result will show which assumptions need more support.

Before you start

About 5–10 minutes · four stages · saved on this device

Preparing your comparison…

What does this repair-or-replace calculator compare?

It compares repairing and keeping your current car with buying a used or new replacement over the same 12-, 24-, or 36-month period. The results are based on your figures and assumptions, not a live repair-price database or mechanical diagnosis.

Use your written repair quote, expected future repairs, vehicle value, and any loan balance alongside realistic replacement costs. Review safety concerns with a qualified professional independently of the cost comparison.

For more context, read when repairs exceed car value or whether to fix an old car or buy another one.

This tool provides educational estimates based on the information you enter. It is not mechanical, safety, legal, financial, insurance, or purchasing advice. Vehicle condition, repair quality, market prices, taxes, fees, financing, insurance, and future repairs can vary. Consult qualified professionals before making a major repair, purchase, or safety decision. Read the full disclaimer.