How It Works
The calculator compares the repair path with used and new replacement paths over a period you choose.
1. Enter your current vehicle and repair situation
You provide your current value estimate, loan balance, mileage, repair quote, expected additional repairs, and safety uncertainty.
2. Add replacement assumptions
You estimate purchase price, down payment, APR, loan term, taxes, fees, and monthly ownership changes. No external vehicle-value or dealer data is used.
3. Review the drivers
The result shows total cost, confidence, the biggest factors, what could change the result, and safety reminders when relevant.